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Terrence Howard is having a bad day … ’cause the actor has just been ordered to write a big, fat check to a woman he accused of beingĀ an evil racist … his wife.

Howard was in L.A. County Superior Court today to deal with his exceptionally nasty divorce fromĀ Michelle Ghent Howard … and was ordered to shell out more than $50,000 to hold her over until they hammer out a long-term arrangement.

Here’s the breakdown … the judge ruled that Michelle needs:
— $10k in temporary support for rent, food, etc.
— $20k so she can pay her lawyers
— $20k so she can pay her accountants
— and $1,800 per month for her Range Rover car payments

Terrence has to fork over the dough within 30 days.

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