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You don’t have a savings account for emergencies
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You keep putting off paying off your credit card debt
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You go grocery shopping when you’re hungry
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You enjoy frequent shopping for retail therapy
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You don’t maintain an allowance for fun spending
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You don’t define the difference between want vs. need
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You never read fine print
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You’re always trying to keep up with trends and fashions
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You’d consider going into debt for a wedding
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You prefer to buy a meal instead of preparing it
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You haven’t made a plan before taking out a student loan
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You don’t think you need to have a budget
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You haven’t been paying attention to your credit score
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You buy items based on the price and not the quality
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You spend more than you make
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You want to get a larger house and mortgage than you need
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You are dependent on one source of income
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You’re not saving for retirement
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You replace things that aren’t broken
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You’re not paying attention to your debt to income ratio
From: LifeHack.org